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12 thoughts on “How To Save Money – Automate Your Savings!

    • jmerrell81@gmail.com Post author

      Thanks, Jessica. It has helped a lot to have a separate savings account for things like that. Planning ahead and having money set aside means that there aren’t as many surprises, and that means less stress for me! Have a great day!


    I use my Christmas fund account for more than just Christmas. I have some annual bills that I pay around that time as well. I just total the annual bills (HOA fees, termite inspection, car insurance, etc.) and add in what I budget to spend on Christmas. I even add in part of our annual vacation expenses into that number. Then I divide it by the number of paychecks I receive in a year and I have that amount automatically put in the Christmas Club account. If I don’t see it I don’t spend it 🙂

    • jmerrell81@gmail.com Post author

      Wonderful idea! I love this; thanks so much for sharing this in the comment section. I feel the same way – if I don’t see it, I don’t spend it. I think having an account like this, to take care of annual bills, is so helpful. Genius! I have used mine for property taxes, etc. It’s such a relief to know I have the money already put away in the bank when the bill(s) show up in the mail. And using it to pay for part of your vacation – even better. Thanks so much, Lauree, for sharing and for dropping by to read and comment. Have a wonderful week! 🙂

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  • Donna

    I love all of these ideas! Thanks for sharing! Our pastor is currently doing a series on this topic now. One thing he mentioned was figuring out a way you can cut $10 of your daily spending out to save.