grocery budget 5
So you’ve decided to set a grocery budget to corral that spending at the grocery store.  If you’re like me (and I’m betting that you are, even if just a bit) you may struggle with sticking to that budget.  It’s easy to overspend, especially when you have kids who are […]

5 Steps to a Successful Grocery Budget

Dave Ramsey $10 Sale
If you’ve every visited my blog before, or spent any time here at all, you will realize that I am an enthusiastic fan of Dave Ramsey and his program for getting out of debt and staying debt free. I first learned of Dave Ramsey about 7 years ago when my […]

Dave Ramsey $10 Sale!

Thanksgiving prayer
Since Thanksgiving is all about, well … giving thanks … I thought it would be appropriate to take a look at some Bible verses about thanksgiving (giving thanks to God), and a beautiful Thanksgiving prayer I found.  I hope that these verses will remind us where they gifts we have […]

Thanksgiving Prayer

origins of Thanksgiving
On this Thanksgiving Day, here is some information about the origins of Thanksgiving and how this particular national holiday came into being: “Thanksgiving is a holiday we all know and love, but the origins of this celebration are slightly mysterious. That’s because they occurred in the early beginnings of American […]

Origins of Thanksgiving

Scholarships for Single Moms 1
Note: this post contains affiliate links which means I may receive a small commission (at no cost to you) if you make a purchase through my link. I never recommend products I don’t stand behind. Thanks for your support. As a single mom, you want to do everything you can […]

Scholarships for Single Moms

I want to take a minute and share with you some notes from a sermon at our church a couple weeks ago.  This topic hit close to home, because it was about anxiety and worry.  And with all that has been happening lately, I have been returning to my worrying habits. […]

Anxiety and Worry Are Useless!

gratitude 2
Have you ever wanted to just shout at someone, “GET OVER YOURSELF!” That person at work … on Facebook … in your family … that is constantly complaining and whining about the problems in their life.  Everything is a trial, every story is accompanied by a moan and heavy sigh.  You know their […]


We are heading into 6 weeks of holidays, gift-giving, parties, holiday décor, etc.  Most of us intend to fully enjoy the holiday season, but cringe at the amount of money we are faced with spending during this time.  Here are a few November money saving tips to help – some items to stock up […]

November Money Saving Tips

Thrfty Roundup - Money Saving Christmas Links
In the spirit of Black Friday and Cyber Monday – in which, on both counts, I do not participate – here are a few thrifty Christmas ideas from choice sites/posts from other bloggers that you might find helpful this time of year.   We all would love to have a less stressful […]

Thrifty Christmas Ideas

Paying Cash
(This post contains affiliate links.  This means if you click on the link and buy something, I get a small amount of money.) This past month I changed up my system for paying bills.  Actually, I just changed a couple of things; instead of using my debit card for groceries […]

Paying Cash – How I Saved $200 This Month

Planning for CHristmas Savings 4
OK, I admit it … I am starting with my Christmas planning for 2017.  And today is October 31st.  My youngest daughter will be trick or treating tonight.  So yeah, technically I guess I should wait until tomorrow to write this post. But then, haven’t we been bombarded in certain stores with Christmas decorations and […]

4 Ideas to Make Christmas planning for 2017 Easier … ...

6 Small Steps to a Money Makeover 1
(Re-posted from a previous blog) Here are a few more tidbits of information about managing our finances.  These can apply to anyone, widow or not.  Got them from the September 2012 of “O” Oprah Magazine.  I hope you find these helpful!  🙂 Do This Now: “Electronic bills are great – […]

6 Small Steps to a Money Makeover